Workers' compensation indemnity benefits paid by type | Last Updated 11 Feb 2019

Workers’ compensation indemnity benefits are cash benefits paid to injured workers. These benefits include benefits for temporary disability (time loss), permanent partial disability, permanent total disability, and death. Statute sets eligibility criteria and the rates at which insurers pay these benefits. In the case of death from work-related causes, indemnity benefits are paid to survivors. Indemnity benefits also include vocational assistance benefits paid on behalf of severely disabled workers to get them back to work. Indemnity benefits also include settlements between workers and insurers. Claim disposition agreements (CDAs) and disputed claim settlements (DCSs) are the two forms of settlements. The Workers' Benefit Fund ( WBF)provides funds for programs that assist employers and injured workers. Assessment revenues, not insurance premiums, finance these programs. Employers and workers each pay half the assessment. The two major programs are the Retroactive Program and the Re-employment Assistance Program. The Retroactive Program pays cost-of-living increases to workers or their beneficiaries based on changes in average wages. The two major benefits paid are for permanent total disability and death. Since at least 1995, the majority of PTD and death benefits have been paid from this program. The Re-employment Assistance Program provides incentives for injured workers to return to work, through the Employer-at-Injury Program (EAIP) and the Preferred Worker Program (PWP). Benefits common to both are wage subsidies, worksite modifications, and employment purchases. Workers who have not been released to regular work but can return to transitional jobs are eligible for the EAIP. Use of this program allows many claims to remain nondisabling even though the workers have medical restrictions. Workers who have a permanent disability and are unable to return to regular work are eligible for the PWP benefits, which may be initiated by either the worker or the employer. In addition, claim cost reimbursement is paid for preferred workers who suffer new injuries. The data in this table include estimated figures and are subject to revision. All dollars are shown in millions of dollars.

Tags: workers' compensatioin, indemnity, benefits, temporary disability, ttd, td, permanent partial disability, ppd, death benefits, ptd, workers' benefit fund, return-to-work benefits, rtw

This dataset has the following 7 columns:

Column NameAPI Column NameData TypeDescriptionSample Values
Yearyearcalendar_dateCalendar year
Total ADC indemnitytotal_adc_indemnitynumberThe sum of the seven components of the indemnity payments, in millions of dollars for the calendar year.
ADC Temporary disabilityadc_temporary_disabilitynumberThe estimated temporary disability payments, in millions of dollars. Temporary disability is reported at the time of claim closure, not by the date of payment. When a claim is settled with a CDA, insurers do not report the temporary disability paid prior to the settlement; these amounts are estimated.
ADC PPDadc_ppdnumberThe permanent partial disability (PPD) payments, in millions of dollars, paid in the calendar year. Most PPD is paid at the time of claim closure. PPD can also be awarded or rescinded during the closure appeals process.
ADC Beneficiary paymentsadc_beneficiary_paymentsnumberThe sum of the PTD and death benefits, the next two columns.
ADC Settlementsadc_settlementsnumberThe sum of the CDAs and DCSs, the next two columns.
ADC Vocational assistanceadc_vocational_assistancenumberVocational assistance payments, in millions of dollars, each year.